Finance - Credit & Loans, Finance - International, Finance - Debt

Consumer Credit Fundamentals

Name: Consumer Credit Fundamentals
Author: Steven Finlay
ISBN: 9780230220157

by Steven Finlay

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Overview

"Consumer credit is prevalent across almost every aspect of our consumer orientated society. There are very few products or services that can't be bought on credit terms, or retailers who don't provide credit facilities. Yet despite the importance of credit to individuals, the economy and society, there are very few texts describing the operation of consumer credit markets anywhere in the world." Consumer Credit Fundamentals is the first book to provide a broad, comprehensive and cross-disciplinary introduction to the subject, covering everything from the history of credit and the different types of credit available, through to how credit is granted and managed, the legal framework within which commercial lenders must operate, as well as consumer and ethical issues. It is the perfect guide for anyone wanting to know about consumer credit.

Synopsis

This work provides a comprehensive, cross-disciplinary and practical introduction to consumer credit.

About the Author, Steven Finlay

STEVEN FINLAY is an expert in consumer credit and credit risk management, with over fifteen years experience of working within the financial services industry and academia. During the course of his career he has worked on numerous projects in conjunction with almost every major credit granting institution in the UK. He is currently a research fellow at Lancaster University, UK.