Personal Investing, Investing - General & Miscellaneous

Savings Bond Advisor

Name: Savings Bond Advisor
Author: Tom Adams
ISBN: 9780976064527

by Tom Adams

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Overview

Savings Bond Alert will introduce you to the Cinderella of investments, the U.S. Savings Bond. Financial pundits have neglected the Savings Bond for a generation, but savvy investors haven't.As the clock ticks towards midnight, learn why it's time to abandon the uncertain investment strategies of the wicked step-brokers. Instead, join the partygoers who will get back every penny they invest plus interest. Most people don't realize it, but the Savings Bond has been dressing for the ball since the U.S. Treasury introduced the inflation-protected Series I Bond and online accounts at Treasury Direct. After a weekend reading the Savings Bond Alert, you'll understand how Savings Bonds work, how to open an account at Treasury Direct, the history of inflation, and why the Series I bond might be a better choice for your investment portfolio than the stock market. If you already have an investment in Savings Bonds, your weekend with this book will teach you how to avoid the Stinker Bond Penalty, the Double-Taxation Trap, the Deferred-Tax Time Bomb, and Hidden Interest-Rate Penalties. You'll also find out that some older Savings Bonds are a bad choice for almost every investor and what to do if you own one. The book includes a related web site, www.savings-bonds-alert.com that has the latest information about Savings Bond interest rates and program changes, as well as links to the forms you need to replace lost bonds, receive the Savings Bond education tax deduction, settle estates, and change ownership. Tom Adams, the author of Savings Bond Alert, also answers questions from the book's readers on the web site.

Synopsis

Savings Bond Advisor will introduce you to the Cinderella of investments, the U.S. Savings Bond. Financial pundits have neglected the Savings Bond for a generation. Meanwhile, millions of Americans have invested significant portions of their money in Savings Bonds. As the clock ticks towards midnight, learn why it's time for you to walk away from risky investment strategies and join these partygoers who'll get back every penny they invest plus interest. Savings Bonds have been dressing for the ball since the U.S. Treasury introduced the inflation-protected Series I Bond and online accounts at Treasury Direct. After a weekend reading Savings Bond Advisor, you'll understand how Savings Bonds work, how to open an account at Treasury Direct, the history of inflation, and why the Series I Savings Bond - which protects you from the risk of default, the risk of inflation, the risk of capital loss, and comes with tax advantages - should be the foundation of your savings and investment holdings. If you already have an investment in Savings Bonds, you'll learn investment strategies that will increase the value of your holdings, estate planning strategies that will save your family money, and tax strategies that will help you avoid the Stinker Bond Penalty, the Double-Taxation Trap, the Deferred-Tax Time Bomb, and hidden interest-rate penalties. You'll also find out that some older Savings Bonds are a bad choice for almost every investor and what to do if you own one. The book includes access to a web site, www.savings-bond-advisor.com, that has the latest information about Savings Bond interest rates and program changes, as well as links to the forms you need to settle estates, replace lostbonds, update bond registrations, and receive the Savings Bond college education tax-deduction. Tom Adams, the author of Savings Bond Advisor, also answers questions from the book's readers on the web site.