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Overview
For human resource professionals, labor law specialists, and others involved in the practice of labor-management relations, Lencsis provides a concise, easily-accessed description of the workers compensation system in the United States, its governing laws and also its insurance aspects. Covering all major facets of workers compensation legislation and the insurance and risk management techniques used to comply with them, his book will have equal benefits for the staffs of insurance companies and brokerages, compensation and claims professionals, and for workers compensation executives in governmental agencies.
Lencsis explains that workers compensation laws were enacted on the federal and state levels in the early part of the century and have endured in the same basic form to the present. They represent a radical departure from common law concepts of negligence and damages in that they provide for statutory medical and wage-loss benefits regardless of who is at fault. Lencsis explores how insurance mechanisms in the public and private sectors are used to fund benefits and to make their delivery as secure and certain as possible. He also notes that workers compensation insurance is a major part of the property-casualty insurance business, and as such has recently become one of its most profitable areas. Lencsis' book helps readers to understand these concepts and to work with them in the day-to-day conduct of their business.
Synopsis
A concise, easily-accessed reference and guide to all of the major aspects of state and federal workers compensation laws and their related insurance and risk management techniques.
Booknews
Intended for educational and reference use by managers responsible for human resource and risk management matters, as well as by insurance and legal professionals, this volume covers the statutory and other liability exposures that employers encounter; outlines benefits and claims; deals with coverages and security mechanisms; and addresses current topics including the role of managed care in workers compensation and the possibility that workers compensation will be integrated into a universal social security program. Annotation c. by Book News, Inc., Portland, Or.