Credit Repair

Clean up your credit with the acclaimed plain-English guide to fixing your credit troubles

Nearly 80 percent of credit reports contain errors. In a tough economy when credit is tight, you need to be certain that your financial records are correct and up to date. A less-than-flattering report can hurt your chances of qualifying for credit card, loans, renting an apartment — even finding a job.

But a bad credit report can almost always be improved or corrected. Credit Repair shows you how to fix your credit situation, explaining the necessary steps in plain English. Learn how to:
. decipher your credit report
. get mistakes on your credit report fixed
. avoid credit discrimination
. get positive information added to your credit report
. plan a realistic credit repair strategy
. negotiate with creditors
. avoid future problems by establishing a realistic budget and getting out of debt now

Credit Repair includes dozens of forms and letters that will help you spruce up your credit report as easily as possible!

Robin Leonard is a former attorney who gave up the law to become a rabbi. She is the author of many Nolo books including Solve Your Money Troubles: Debt, Credit & Bankruptcy and Credit Repair. She also helped write How to File for Chapter 7 Bankruptcy and A Legal Guide for Lesbian and Gay Couples.

Attorney Margaret Reiter was a consumer investigator with the Los Angeles County Consumer Affairs Department for four years and worked for 20 years as a consumer prosecutor with the California Attorney General's Consumer Law Section. She has investigated or prosecuted businesses engaged in consumer fraud including foreclosure "consultants," mortgage lenders, debt settlement companies, vocational schools, living trust mill/annuity sellers, prepaid phone card companies, and tax refund anticipation loan providers. She has drafted consumer protection legislation, advocated for stronger consumer protection before regulatory agencies and trained other prosecutors.